Financial Access Capital Partners (FA) is a financial services advisory firm active in emerging markets and developing economies. The main focus of our activities is to enhance the operational, commercial and financial performance of our clients. We provide specialist know-how and operational advice, mobilise the necessary management resources and arrange debt or equity financing on behalf of our clients. FA’s Head Office is in Amsterdam. With field offices in Bangkok and Nairobi, we are most active in Southeast Asia, Sub-Saharan Africa and Europe, although we have a 20-year track record across all regions. We have executed more than 250 assignments in over 40 countries worldwide since the early 1990s, originally as a part of the ING Group and since 2007, as an independent firm. Our clients include banks, non-bank financial institutions and companies. We often work on behalf of investors or financiers — including private institutional investors as well as multi- and bilateral development finance institutions (DFIs), including the World Bank/IFC, EBRD, FMO, KfW/DEG, and many others. FA is specialised in 3 lines of business:

  • Advisory services (due diligence, diagnostics, implementation, procurement, training);
  • Management support (Interim management, project management, turnaround teams);
  • Financing (debt, equity, financial modelling, transactional support).





Jan Cherim – Managing Partner

Jan Cherim is a co-founder and Managing Partner of Financial Access, with involvement in all of the firm’s business areas. He has been active as an international banker for more than 20 years, based in London, Amsterdam, and the Far East. An emerging markets specialist, he has served clients in all regions and has deep first-hand expertise in Europe, Asia, the Middle East, Africa and the Caribbean. Mr. Cherim was a Management Committee member of ING’s Wholesale International unit, Country Manager in Thailand, Regional Manager for Africa, and Global Head of products & services for Financial Institutions. He also launched ING’s first institutional emerging markets debt fund, and developed private equity and asset management ventures in Poland, China and Thailand.  Read more

Peter van der Krogt – Partner

Peter van der Krogt is a co-founder of Financial Access focused on the firm’s Banking Advisory and SME Finance activities, particularly in East Africa.  He has over 30 years of experience working with private and public financial institutions, including the Dutch Ministry of Finance and the World Bank/IFC in Washington, DC. In 1989 he joined ING Bank and worked mostly in Emerging Markets. During his career within ING Bank he held senior management positions in wholesale banking in the Philippines and Russia, responsible for corporate banking and structured & project finance.  From 1999 until 2002 he was led the restructuring and repositioning of Lippo Bank as Project Manager, one of the largest private banks in Indonesia, into a modern Retail and SME bank. Read more

Eelko Bronkhorst – Partner

Eelko Bronkhorst joined Financial Access as Partner in 2009. He has extensive experience in international finance,
management and building businesses in the financial sector. Mr. Bronkhorst has the expertise and unique ability to
develop and successfully implement new initiatives and innovative approaches for financial institutions in challenging
markets. Mr. Bronkhorst is particularly active in the Micro and SME finance area, where he supports investors to scale up, transform and professionalize their operating businesses.
Before joining Financial Access Mr. Bronkhorst has worked in various commercial and senior executive roles
for ABN AMRO Bank in The United States, Asia and Europe. As Country Head for ABN AMRO in Korea he was instrumental in transforming the bank during Asia’s financial crisis in the late 1990’s. Read more

HQ Amsterdam

Kyle Mota – Head of Finance & Operations

Kyle Mota joined Financial Access in January 2014 as Finance and Operations Manager.
Since graduating with (BSc) Economics and (MSc) International Finance from Montreal’s McGill University,
Mr. Mota’s professional path has led him to be involved with several international assignments
as project assistant controller in the marketing and advisory field with Deloitte Consulting. Read more


Edoardo Cavallo

Edoardo Cavallo – Associate

Edoardo Cavallo joined Financial Access in January 2015 as Analyst and Research Assistant. Before joining FA, he was involved in the establishment of an entrepreneurial hub in Ethiopia in collaboration with a Dutch boutique consultancy firm.

Mr. Cavallo holds a cum laude Bachelor’s Degree in International Business Administration from Rotterdam School of Management and a double Master’s Degree in Finance and International Management. He speaks fluently English, Italian and French and he’s competent in Spanish.


Mei-Mei van Dorth tot Medler – Associate

Mei-Mei van Dorth joined Financial Access as an associate in September 2015. She is mainly involved
in (agri)finance project management, business development and conducting research activities in the
area of MSME finance and agrifinance. She has a Bachelor’s Degree in Business Economics and a Master’s Degree in Contemporary Asian Studies (social sciences) from the University of Amsterdam. She has built particular expertise in
the combination of development economics and social sciences. Read more

Praveen Jolly – Legal and Finance Analyst

Praveen Jolly joined Financial Access in 2016 as a Program Evaluation and Internal Audit for one of their largest project Finance 4 Agriculture (F4A) and now he is involved as an Analyst. Apart from assisting the Finance and Operations Head, he is responsible for drafting, negotiating, analyzing, executing the contracts/agreements and finalizing the term sheets with the financiers besides maintaining the legal database of the company.

His educational experience includes Masters of Laws (LL.M) Finance and Law from Duisenberg School of Finance, Amsterdam previous to his Bachelors in Commerce and in Law, both from University of Delhi. Professionally, he is a registered lawyer with Bar Council of Delhi and has an experience in accounting, financial modelling and legal research and reporting. His professional and educational background has provided him with an acumen of legal understanding against the backdrop of financial nuances. He speaks fluently English and Hindi.

Sophie Klinghammer – Analyst

Sophie Klinghammer joined Financial Access in 2017 as an Analyst for financial advisory services. She is mainly involved in analytical, market and client research in the MSME finance and (agri)finance sector. In addition, she is responsible for project management and implementation support. During her Master’s, she conducted extensive econometric analysis on household expenditure behaviour related to economic development.

Mrs. Klinghammer holds a Master’s degree in Development Economics from the University of Amsterdam and a Bachelor’s degree in Economics and Business Administration J-W-Goethe University Frankfurt/Germany. She is fluent in English and German, and competent in French and Spanish.


Nairobi Office

Maarten Susan – Director in East Africa

Maarten Susan is the Regional Director, East Africa for Financial Access, based in Nairobi. He manages the Kenya office, oversees business development for East Africa and leads our Agri-finance and Rural Banking programmes known as finance for agriculture (f4a) in Kenya and Uganda (www.f4a.co.ke). In addition he serves as Managing Director of our Supply Chain Finance company called eBiashara Africa Limited (ebiashara.com).

Mr. Susan has close to 30 years of financial sector experience. He started his career with ABN AMRO Bank in the early 1980s and worked for the bank in various commercial banking roles throughout Asia Pacific, North and South America as well as Europe. In 1999. Read more

Dominic Kinuthia- Assistant Manager, Agri-finance Solutions

Dominic Kinuthia is the Assistant Manager of Agri-finance Solutions. Since 2008 to early 2013, Mr. Kinuthia has worked at Equity Bank Ltd in various capacities. From his beginnings as a Relationship Officer for credit agriculture with the responsibility of lending to the Agri-segment, he progressed to become a Senior Relationship Officer for credit agriculture at the Bank headquarters and, finally, as Relationship Manager for credit agriculture where he worked with the Agribusiness marketing department to manage and financing relationships in various value chains including the livestock, leather, and food crop value chains. Read more

Elizabeth Okunda Kabui – Manager, Marketing and Communications

Elizabeth Okunda Kabui is the Manager, Marketing and Communications at Financial Access East Africa. She has over 10 years of experience in the marketing field having served in various capacities. Before joining Financial Access in October, 2014, Mrs. Kabui worked in a vibrant team at the Commercial Bank of Africa, which launched M-Shwari, a mobile-banking solution that has revolutionized banking and enhanced financial inclusion in Kenya. Her role here was marketing and research of M-Shwari from late 2012. Read more

Michelle Maloba- Assistant Manager, Finance

Michelle Maloba is the Assistant Manager, Finance for the Nairobi office at Financial Access East Africa.  Before joining the f4a programme, Ms. Maloba worked in various capacities in both profit and not-for-profit sectors; gender awareness, public health and manufacturing.  A professional accountant with a keen interest in Development Finance, Ms. Maloba is an effective change-agent having developed and executed numerous finance and control systems throughout her working life.

She has a Bachelor of Commerce (Finance) degree and Certified Public Accountant (Kenya) qualifications both from Strathmore University.

Peter Ndirangu – Finance Officer

Peter Ndirangu is a Finance officer at Financial Access for the Nairobi office. Before joining Financial Access, Mr. Ndirangu worked in various organisations as an Internal Auditor of Saam Kenya and as an Accounts Clerks with Karen Auto Mart.

He has a BSc. in International Business Administration, from the United States International University in Africa and is a Certified Public Accountant. He is currently taking the course Certified Information System Auditor (CISA) at the Strathmore University in Nairobi.

Caroline Mwai- Administrative Assistant

Caroline Mwai is the Administrative Assistant for Financial Access East Africa based in Nairobi. Before joining Financial Access, Ms Mwai worked with different organisations in various capacities; most recently as an office administrator at a Human Resource recruitment firm. She has also worked as a Personal Assistant to a registered land/soil and water engineer where she was also in charge of customer service.

Ms. Mwai holds a diploma in Customer Service from Wisemen Trainers & Consultants and is currently pursuing a diploma in Human Resource Management at Kenya Institute of Management.



Uganda Office


John Ssali – Manager, Agri-finance Solutions

John Ssali is Manager, Agrifinance Solutions of the f4a programme in Uganda. With close to 12 years of Agricultural finance sector experience, he started his career with Centenary Bank in 2003 and worked for the Bank in various roles as an Agricultural Credit Officer, Commercial Loans Officer and Senior Credit Analyst.

In 2011 he moved to Pride Microfinance (MDI) as Manager Credit Agricultural Lending. He started the Agricultural lending unit, developed an Agricultural lending manual, brought on board several development partners and managed the quality growth of the Agricultural loan book. Read more

Blessing Nakalema Aisha- Assistant Manager, Supply Chain Finance

Blessing Nakalema Aisha is the Assistant Manager, Supply Chain Finance of the f4a programme in Uganda. She has over 9 years of experience in the Trade Finance and operations field, having served under various capacities.

Before joining FA, she served as a Team Leader under the Trade services and operations unit, a Revenue Assurance Officer under the Transactional and Products Services Unit, and also as a Trainer under the Learning and Development Unit (which involved creating awareness among the bank staff on the new core banking system that eventually had a successful roll out) at Stanbic Bank Kampala head office.  Read more

 Bangkok Office

Chanita Saicheua – Managing Director

Chanita Saicheua is in charge of the Bangkok office of Financial Access, focused on Thailand and Southeast Asia. She is a Banking Strategy expert also specialised in the area of Credit Risk Management. Ms. Saicheua has worked in financial services for more than 25 years, including  12 years in business consulting to financial institution clients in the region, and 14 years combined experience as a Corporate and Investment Banker. From 1987-2000 she was a Corporate/Wholesale Banking Officer covering a diverse portfolio of clients from large multinational and local Thai Conglomerates to providing structured lending to commodity traders at Deutsche Bank, Indosuez (now Calyon) and worked as an Investment Banker and restructuring expert at ING Barings/ING Bank. Read more

Gib Wattanavichaikul – Analyst

Ms. Wattanavichaikul joined Financial Access as an analyst in July 2012. She is a former KPMG tax associate in Bangkok, where she has participated in many advisory projects related to international tax implications, transfer of business, corporate restructuring and tax planning in a variety of industries. Ms. Wattanavichaikul has experience in conducting corporate structure analysis as well as financial and industry analysis.

Ms. Wattanavichaikul obtained an MSc in Accounting and Organisation from the London School of Economics and a Bachelor’s degree in Business Administration from Thammasat University, Thailand. As an undergraduate she was an exchange student at the University of California (Berkeley and Santa Barbara).

 Jakarta Office

Eelko Bronkhorst – Partner

Eelko Bronkhorst joined Financial Access as Partner in 2009. He has extensive experience in international finance,
management and building businesses in the financial sector. Mr. Bronkhorst has the expertise and unique ability to
develop and successfully implement new initiatives and innovative approaches for financial institutions in challenging
markets. Mr. Bronkhorst is particularly active in the Micro and SME finance area, where he supports investors to scale up, transform and professionalize their operating businesses.
Mr. Bronkhorst is the co-founder of Argos Finance, the fintech joint venture of Financial Access.
Before joining Financial Access Mr. Bronkhorst has worked in various commercial and senior executive roles
for ABN AMRO Bank in The United States, Asia and Europe. As Country Head for ABN AMRO in Korea he was instrumental in transforming the bank during Asia’s financial crisis in the late 1990’s. Read more

Irianto Kusumadjaja – Senior Advisor, Agrifinance Solutions

Mr. Irianto Kusumadjaja joined Financial Access as Senior Advisor, Agrifinance Solutions in 2016. He is based in Jakarta,
Indonesia, and has over 25 experience in IT-­‐ and Financial Institution sectors covering Banking, Multi
Finance, Payment systems, Micro Lending. He has extensive experience in Banking business
development, with a particular focus on micro lending and the development of “Value Chain Financing”
models. As a previous IT-­manager at Bank Andara, he has built extensive knowledge of IT infrastructure,
design, development, consolidation, mobile banking, (mobile) payment systems and Micro
Insurance Payment. Mr. Kusumadjaja is fluent in Bahasa and English.


Mohammad Nursholiqin –  Agriculture Finance Analyst

Mohammad Nursholiqin joined Financial Access in 2017 as Agriculture Finance Analyst, based in Jakarta, Indonesia. He is responsible for the coordination of data collection, monitoring and coordination activities, as well as research activities on the development of sustainable smallholder business activities. He has built particular expertise and knowledge on agricultural value chains targeting smallholder farmers in a.o. palm oil, soy, rice and spice sectors in Indonesia. Before joining Financial Access, Mr. Nursholiqin has been a field coordinator for various international organizations, such as Mercycorps, AgriProfocus and Oxfam. At Mercycorps he worked as project officer and coordinator for 5 years, focusing on the development of SME and agricultural supply chains, and supervising field team on day-to-day activities.

Mr. Nursholiqin has a Bachelor Degree in Socio-Economic History from the Sebelas Maret University of Surakarta, Indonesia. Mr. Nursholiqin speaks Bahasa Indonesia and English.


Ownership and Governance

Financial Access Capital Partners B.V. (FACP) was registered in 2006 and is today majority-owned by the Partners and senior staff of FA.  FACP serves as the holding company for all our activities and owns 100% of Financial Access Consulting Services B.V.   Transactions listed in our Track Record section prior to December 2006 were executed by ING Advisory Services B.V., a subsidiary company of ING Bank N.V., Amsterdam. Pursuant to a Letter of Intent closed in November 2006, this business was substantially transferred to FACP, in a management buy-out (“MBO”).   This transaction was developed in full co-operation with ING, in order to facilitate certain institutional clients.  The Agreement with ING provided for the continuation of this specific advisory business as “Financial Access”. The new entity acquired  the exclusive external rights to the use of the collective track record of the business, as well as various tangible and (proprietary) intangible assets, as well as staff.   The MBO was supported by the Small Enterprise Assistance Funds Inc. (SEAF), based in Washington, D.C. SEAF is an emerging markets investment manager dedicated to SME financing worldwide, with investment teams on the ground in some 15 countries.  SEAF and FACP work together intensively in the SME financing area globally. For more details on SEAF’s business see www.seaf.com.    

Sustainability and anti-corruption policy Whilst corruption and bribery are global problems, in emerging markets they present especially substantial threats to good governance, sustainable development, the democratic process and fair business practices. Bribery and corruption undermine attempts to achieve higher levels of economic and social welfare and impede efforts to reduce poverty. Corrupt practices also lead to loss of confidence in the rule of law and undermine domestic and international investor confidence in both the public and private sectors. Financial Access Partners and staff are committed to contribute to combating and preventing bribery and corruption in the public and private sector. Financial Access wants to ensure that its staff, clients and counterparties adhere to the highest ethical standards. Enforcing standards in business is a part of our commitment to sustainability overall.  See the Sustainable Finance page.


Milestones in our development
2012-2013 -2014 Field Offices opened

Financial Access cements its regional focus with the opening the Asian regional office in Bangkok, Thailand (2012) Nairobi, Kenya (2013) and Kampala, Uganda (2014)

2011- 2013 –Financial sector expertise exchange programmes

Developed for Indonesia (2011/12) and Kenya/East Africa (2012/13) demonstrate FA’s capacity to build exciting new partnerships with a range of Dutch, international and local institutions in support of a private sector response to the needs of better banking and financing techniques in emerging markets.

From 2011 - Renewed focus on MSME specialised financing

In co-operation with founding shareholder SEAF, the IFC and other partners, FA develops new specialised activities and advisory capacity in the micro- and SME financing area, building on the firm’s long experience with SME banking.  Agri-finance, renewable energy, and private health care are particular examples.

From 2011 - Sustainable Finance focus

FA develops a dedicated capacity to support banks and other clients in the development of environmental and social risk management frameworks, as well as sustainable financing tools and products in the renewable energy and agricultural supply chain areas.

2008-2010 - Financial Crisis

The effects of the crisis are dramatic on financial sector and advisory businesses in Europe. Banks in Kazakhstan and Ukraine collapse en masse, and large-scale banking restructurings follow in many countries. FA refocuses it’s business on Africa and Southeast Asia, acting in important instances for financial sponsors (DFIs or PE investors) interested in taking advantage of new opportunities for market entry.

2006-2008 - CEE resurgent

Financial Access re-establishes its franchise as an independent company owned by management and SEAF; is 2 years running the leading EBRD advisory contractor in the Netherlands.  Major projects in Armenia, Azerbaijan, Kazakhstan, Russia and Ukraine.

2005-2006 – From ING to Financial Access

ING re-focuses its wholesale banking business on core markets and activities, mainly in Europe. Emerging market financial sector business is restricted generally, reducing the strategic logic for maintaining a financial sector advisory capability. In order to continue facilitating clients, the ING’s FI advisory activities are transferred to existing management, supported by SEAF in a management buy-out. The business continues, in new form and with a broader focus, as “Financial Access Capital Partners” from January 2007.

2001- Fear displaces opportunity post-9/11

The cross-border financial institutions business of internationally-active banking groups is heavily impacted by the passage of the USA Patriot Act and Sarbanes-Oxley Act, along with heightened requirements for anti money-laundering and anti-terrorist financing measures. These developments substantially raise the cost of doing financial sector-related business in emerging markets for major banking groups and heralds a period of generalised retreat from emerging markets FI business for American and most European banks.

2000-on - Post-Asian crisis

The introduction of IFRS & Basel II – and the associated capital management, market and operational risk requirements provide further impetus to growth in specialised areas of risk management. Interim management services are added to ING’s advisory business.

1997-1999 – The Asian & Russian financial crises

The Asian & Russian financial crises lead to a dramatic rise in demand for bank restructuring and (re-)privatisation. ING’s consulting business grows rapidly, particularly in Asia, as a part of the corporate finance practice in the financial sector. ING’s FI advisory work is re-focused on direct mandates from commercial clients in the areas of institutional development for commercial banks, as well as postbank development. A pensions and insurance element was added from 1997.

1990s - Internationalisation

Through the 1990s, ING develops an impressive track record in the provision of assistance to donors, governments and financial institutions, primarily in central and eastern Europe. Diversification to Africa, Latin America and the Caribbean develops during this period.

1989 — Eastern Europe opens

The fall of the Berlin Wall prompts a wave of requests from official sources to Western financial institutions to assist in the transformation of former Eastern Bloc banks and insurers into properly commercial institutions. ING participates in several of these initiatives in banking and post-banking, and consolidates this new financial sector consulting business as a legal subsidiary of ING Bank.