In the field of Risk & Capital Management Financial Access provides services regarding Credit Risk, Market Risk, Operational Risk and Capital Management. There are provided in the following areas:

Gap analysis and Programme management

• Analysis of gaps with Basel II requirements

• Advice on appropriate Basel II programme structure

• Advice on prioritisation linked to strategic opportunities arising from Basel II

Risk Measurement

• Design rating models (expert and/or statistical)

• Develop risk management information for all portfolios: wholesale, retail, special lending

• Validation and calibration of rating systems

• Foundation (PD), advanced (LGD, EAD) approach

Governance and Policies

• Align organisation, procedures & responsibilities

• Implement regular usage: limit setting, pricing, approval

• Advice on implementation Operational Riskrequirements

Data & IT systems

• Upgrade data handling and data quality assurance

• Improve storage of data for reporting, models

• Selection, implementation appropriate IT solutions

Reporting

• Reporting requirements; integration external reporting and MIS; reconciliation

• Scenario analysis and capital planning.

Prediction of over-leveraged or distressed situations

• Analysis of changed circumstances - liquidity runs, adverse trading, over-trading

• Analysis of long standing defects - capitalisation structure, management, creative accounting

Addressing urgent tasks

• Rebuilding of bridges with creditors, lenders agencies, market and industry operators

• Tackling standstill and liquidity runs issues

Assessing financial position & performance

• Capitalisation and corporate structure

• Repayment dates, required liquidity and relevant sources

• Portfolio analysis, their values and liquidity

Rescue plan & execution

• Developing rescue plan and strategy

• Re-negotiating debt and structuring de-leverage options

• Advising on financing and funding structures and
  tools - new equity, VCs, rights issues, bridge financing