Financial Access mobilises and supervises the procurement of Technical Assistance, providing hands-on project management, and access to international best practice banking knowledge and processes. Where longer-term assistance is required, experienced consultants work alongside their counterparts, not only to facilitate and implement change but also to ensure the effective transfer of knowledge and to build internal capability. Such assignments may include the design of master plans for re-organisation, the identification of quick wins and implementation of action programmes, or the introduction of new internal processes and related manuals.

Financial Access provides help in establishing a clear business strategy and in determining the key operational objectives to improve performance. We review a financial institution’s business and processes using the  “performance scan”, a proprietary analytical tool tested in a wide variety of markets. This approach provides the basis for improving financial and operational performance. Typical assignments may involve the following:

• Reviewing business strategies and market positioning (advocating our client’s strategy to various consistenties).

• Developing a fast track improvement programme (analysing operational economics and proposing quick wins).

• Review of the credit portfolio, including asset & liability management and non-performing loans (restructuring financial obligations to match cash flow potential).

• Rationalisation of the organisation (including management layers).

• The introduction of a good governance model to introduce international standards of decision-making, accountability, and regulatory compliance including anti-money laundering procedures.

• Redesigning business models to be more competitive, including the introduction of new products, the evaluation and redesign of branch networks as well as the introduction of new distribution channels.

• Upgrading risk management (based on Basel II) and improving financial controls, MIS and budget processes.

Financial Access provides services in the following Technical Assistance areas:

Performance scan
Banking Advice
Risk & Capital Management
Insurance & Pension Advice